Educational use only
Retired Kevin provides general information, estimates and scenario modelling. It does not provide personalized financial, investment, tax, legal, accounting, insurance, medical, actuarial or housing advice, and it does not create an adviser-client or other professional relationship.
No recommendation or guarantee
Outputs depend on the information and assumptions entered. Markets, inflation, taxes, laws, benefits, fees, health, spending and personal circumstances can change. Modelled paths are illustrations—not forecasts, guarantees or real-world probabilities.
References to investments, ETFs, asset classes, withdrawal rates, accounts, government programs or planning strategies are examples to research, not recommendations or suitability assessments. Investments can lose value.
Using and saving the tools
There is no Retired Kevin account today. Supported tools may save work in this browser profile on this device when you choose Save. Clearing browser data may remove it.
You are responsible for keeping any file or result you wish to retain. The Beta reset removes supported Retired Kevin browser records only after confirmation.
Your responsibility
Check inputs, assumptions, results, third-party information and whether a tool fits your circumstances before making a decision. Consider qualified professional help for decisions with material financial, tax, legal, insurance, housing or health consequences.
Do not enter unlawful content, malicious code, credentials, account numbers or information you do not have the right to use.
Privacy, security and email
Read the current Privacy Policy and Security statement. Email sent to Retired Kevin is handled through Microsoft-hosted email. No website, device or email service can guarantee absolute security or uninterrupted availability.
Files and third-party services
You control access to exported reports, spreadsheets and copied summaries. Review them before sharing because they may contain information or assumptions you entered.
Public sources, educational assumptions and third-party links may be delayed, incomplete or unsuitable for a particular use. Third-party terms and policies apply when you use their services.
Availability and changes
The site may change, pause or remove features during Beta. Retired Kevin may update calculations, assumptions, sources, security requirements or these terms as the product develops.
Legal review still required
Warranty, limitation-of-liability, applicable-law and dispute provisions require professional legal review. Nothing in the final terms may exclude rights or responsibilities that cannot legally be excluded.
Questions
Use the Contact page if you have a question about these draft terms.